If you’ve been involved in a car accident that was not your fault, JMK Solicitors, Northern Ireland’s Number 1 Personal Injury Specialists, can help you with your car accident claim.
Need Help with a Car Accident Claim?
Who can claim for a car accident?
We have assisted thousands of drivers, passengers, and pedestrians with their car accident claim, helping them to recover compensation for their injuries and losses as a result of a car accident. If any members of your family (including children) were injured in an accident through no fault of their own, we are happy to help and advise on a car accident claim.
Is my car worth less after an accident and can I claim?
Yes – in theory!
This is known as ‘diminution in value’ or the reduction in value of the car caused by the acceleration of the normal depreciation in value that any vehicle will have as a result of age and use.
The Diminution will occur at the time the accident damage but often you won’t feel the loss until you dispose of the vehicle. This does not affect the fact that the Diminution has happened, despite what some people might believe.
Find out more in our diminution blog.
How much car accident compensation can I claim?
How much road accident compensation you can claim depends on;
- Your accident,
- The circumstances surrounding it,
- The losses suffered.
Many factors influence your compensation outcome, such as:
- Your age
- Whether you were at fault
- The nature and extent of your injuries
- The nature and extent of your losses
- Other involved parties
JMK Solicitors have processed over thirty thousand accident cases since 2003 and we are Northern Ireland’s Number 1 Personal Injury Solicitors. If you’d like an idea of how much you might be able to claim, call, email or arrange a free consultation and we will give you our honest and expert opinion.
Involved in a car accident? Do these things immediately
There were 5,676 road traffic collisions recorded last year by police.
If the worst should happen you, do these things immediately after an accident;
- Contact the police on 999 or the non-emergency number, 101 – regardless of the seriousness of the collision, call the police to ensure there is an accident report recorded.
- Get to safety – go to a safe off-road location immediately, safety is paramount.
- Check on the other driver and take pictures from the scene – If necessary, help the other driver to a safe place off-road. If you have a camera or phone, take pictures of both cars, damage, road etc and take note of any road or weather conditions. Check for CCTV.
- Exchange contact details – take the other drivers and any witnesses full name, driving licence number, phone number, address, car make and model, the colour of the car, registration plate and any apparent damage.
15 simple ways to avoid a road traffic accident
Accidents happen for a wide variety of reasons but a common theme in PSNI statistics every year shows that the cause of the vast majority (51%) of collisions is human behaviour, meaning they are avoidable.
What to do if a car damages your property
You don’t have to make a claim via your home insurance policy in the event of damage caused by a vehicle crashing into your property.
Follow the steps below to ensure you receive all that you are entitled too.
- Take a note of the vehicle’s registration number, make, model and colour, as well as the driver’s name, address and their insurance details.
- Take lots of images of the incident scene on your phone or camera.
- Report the incident to the Police or if you weren’t present when the damage was caused seek as much as the information as possible from them.
- Report the matter to your home insurer for information purposes only initially and advise them that you will revert should you need to.
- It’s never too early to obtain independent legal advice. We will reduce the stress of dealing with the other party, provide you with complete peace of mind and maximise the chances of a full recovery.
- The Insurers for the Driver at fault will be obliged to deal with any claim for your property damage where their insured driver is legally liable. It may be possible to also pursue a claim for damages where the driver is uninsured.
- We will register your claim with the appropriate party as soon as possible and advise you on the best way forward.
- Keep a record of your time involved in clearing up damage, making the property safe, and any other incidental costs related to the incident. These items could be included with your claim.
- We will ensure that a full assessment of your damage and extent of your claim is compiled as soon as possible, enabling repair works to start without any unnecessary delays!