Who is responsible for my personal injury?

This will depend on the type of injury you have sustained. If it was sustained in a road traffic accident it may be the driver who caused the accident with the damages recovered from their insurance company. If sustained in a public place it may be the owner of the property or a government body. If the injury was sustained at work or because of work, it will most likely be your employer with damages paid by their insurer. Every accident is different, and no one claim is the same as another. This means that the claims process can differ according to the unique circumstances of each case. At JMK, we have successfully assisted over 30,000 clients since 2003 and we are Northern Ireland’s number one personal injury specialist. To help us get the best possible result for your case, we will ask you for the following information: Details of the accident, such as where and when it occurred A police log or incident number plus any statements (if given) Details of your injuries Details and evidence of any treatment you’ve received Details of any known losses (e.g., wages, damage to property) Details of your employment which may include your income if you have been off work. Once you’ve provided us with all the necessary information, we can bring your claim in the most efficient way. The unique circumstances of your case will determine how quickly we can bring it to a conclusion. If there are disputes over who is responsible, called ‘liability’, or any serious losses or injuries, for example, the case may end up in court which can prolong the process. We aim to have most injury cases concluded within 12-18 months depending on the nature and complexity of injuries. It’s in your best interests to defer the conclusion of your case to ensure that a full picture of your situation is obtained, especially in cases involving ongoing medical problems caused by the accident. This allows us to ensure you are completely and rightfully compensated. For non-injury claims, we generally aim to have your case concluded and compensation recovered within six months.

How much compensation can I get for a personal injury?

How much personal injury compensation you can claim depends on your accident, the circumstances surrounding it, and the losses suffered. Although some claims can stretch well into the hundreds of thousands and beyond, many factors influence the outcome, such as: Your age Whether you were partially at fault The nature and extent of your injuries The nature and extent of your losses Other involved parties JMK Solicitors specialise in Personal Injury and Road Traffic / Car Accident claims and every case is different. We have processed over thirty thousand accident cases since 2003 and we are Northern Ireland’s Number 1 Personal Injury Solicitors. We may need to obtain expert evidence before providing advice on the value of your case. If you’d like an idea of how much you might be able to claim, speak to the road traffic accident experts at JMK Solicitors to arrange a free consultation and we will give you our honest and expert opinion.

How long will it take to get compensation?

Every case is different and various factors will determine how quickly we can bring your case to a conclusion, such as if fault for your accident is disputed and if court proceedings are necessary to resolve the issues in your case. However, in a case which does not involve a claim for injury then we will aim to have your losses recovered and your case concluded within six months. For cases involving personal injury, the nature and complexity of the injury will dictate how long a case takes. We aim to have the majority of our injury cases concluded within twelve to eighteen months. However, it can be in your best interests to defer the conclusion of your case to ensure that a full and complete picture of your symptoms and prognosis is obtained, especially in cases involving worsening or ongoing medical conditions. This will enable us to ensure that you are fully and properly compensated for your injury, pain, and suffering.

How much does it cost to make a claim, and who pays?

Our initial consultation is free and in fact, JMK Solicitors are the only solicitors in Northern Ireland who, as far as we are aware, are able to offer you an insurance policy which gives protection against the financial risks of bringing a claim for compensation for personal injury and other losses. This policy covers not just your opponent’s costs, but also your own costs in the event that they cannot be recovered from another party. We believe that we are the only firm who offer any kind of legal costs cover on a complimentary basis – which means that, unlike other firms, when JMK Solicitors provide this to you, subject to following it’s terms and conditions, you will never be asked to pay for it from any compensation awarded. Call JMK Solicitors now on 028 9032 0222 for eligibility criteria and to find out more about this product.

Can you take my case over from my current solicitor?

It is natural particularly when dealing with something as sensitive as a personal injury that you want to ensure you have the best possible person dealing with your case. It will always be advisable to instruct a solicitor who is well experienced in dealing with personal injury litigation, to make sure you get the best possible outcome in your case. If you have concerns about the way your case is being handled by your current solicitor, you should address this with them directly. Should you remain dissatisfied with their response to your concerns then you may wish to seek a second opinion. We at JMK Solicitors are always happy to help, we will give you an honest assessment of your case and the progress made to date and then it is up to you to make the decision to stay with the solicitor you already have or to move. Should you choose to move to JMK Solicitors we will take care of all aspects of the move, all you have to do is make the decision. We make people our priority at JMK Solicitors and making sure you get a straightforward and honest service is our aim.

How much is my case worth?

The answer to this question is different for every case. If you have sustained a personal injury or sustained a monetary loss through no fault of your own, then you should be entitled to compensation. If you were injured due a road traffic accident, accident at work, while undergoing medical treatment or through some other reason that was not your fault, we can help you obtain any payment you are entitled to for your medical expenses plus compensation for pain and suffering. If your injury was serious, we can help you obtain compensation for loss of earnings in the past, present or future as well provision for future care including housing adaption, vehicle and equipment needs. If a member of your family including a child was injured in an accident, we can also help them obtain compensation for their injuries. If you have had a road traffic accident and your vehicle was damaged as a result of someone else’s negligence we can recover the cost of repairs or replacement of your vehicle along with hire car costs, any depreciation in value of your vehicle and other expenses. As we are specialised in this type of law and have processed thousands of cases, we will be able to give you an estimate of how much we think your particular case is worth. Call or email us today to arrange a free consultation and we will give you an honest and expert opinion on the value of your case.

Which road traffic accident injuries can I claim for?

You’re entitled to make a claim for any type of loss or injury that comes about as a result of a road traffic accident. Some of the most common injuries and losses claimed for include: Bruises, cuts, burns, and lesions Minor ‘soft-tissue’ injuries such as whiplash Fractures, and broken bones Trauma to the head or brain Psychological harm Cost of recovering damaged property Lost earnings and loss of future earnings potential Pain and suffering

How are road traffic accident claims made?

Every road traffic accident is different, and no one claim is the same as another. This means that the claims process can differ according to the unique circumstances of each case. At JMK, we have successfully assisted over 30,000 cases since 2003 and we are Northern Ireland’s number one personal injury specialist. To help us get the best possible result for your case, it helps if you have the following information ready to go: Details of the accident, such as where and when it occurred A police log or incident number plus any statements (if given) Details of your injuries Details and evidence of any treatment you’ve received Details of any known losses (e.g., wages and property) Details of your employment which may include income if you have been off work Once you’ve provided us with all the necessary information, we can begin to bring your claim. The unique circumstances of your case will determine how quickly we can bring it to a conclusion. If there are disputes over who is responsible, called ‘liability’, or any serious losses or injuries, for example, the case may end up in court which can prolong the process. We aim to have most injury cases concluded within 12-18 months depending on the nature and complexity of injuries. It may be in your best interests to defer the conclusion of your case to ensure that a full picture of your situation is obtained, especially in cases involving ongoing medical problems caused by the accident. This allows us to ensure you are completely and rightfully compensated. For non-injury claims, we generally aim to have your case concluded and compensation paid out within six months.

Do I need to be a driver to make a road traffic accident claim?

No—anyone who’s involved in an accident can make a claim. Compensation is available for drivers and passengers in cars and other vehicles, including motorcycles. Cyclists and pedestrians, including children, may also be able to make their own claims if they were involved in a road traffic accident.

Is there a time limit for making a claim?

Yes—it’s important to begin your claim as soon as possible. We would advise this even in the absence of a time limit. Currently, in Northern Ireland, there’s a limitation period on claims of three years from the date of the injury or three years from the date of knowledge (depending on each case’s unique circumstances) as set out in The Limitation (Northern Ireland) Order 1989. However, the courts have a wide discretion to extend this if it’s equitable to do so. Claims for anyone under the aged of 18, can be brought up to three years after they turn 18 but the sooner the claim is progressed the better.

How much road traffic accident compensation can I claim?

How much road accident compensation you can claim depends on your accident, the circumstances surrounding it, and the losses suffered. Although some claims can stretch well into the hundreds of thousands and beyond, many factors influence the outcome, such as: Details of the accident, such as where and when it occurred A police log or incident number plus any statements (if given) Details of your injuries Details and evidence of any treatment you’ve received Details of any known losses (e.g., wages and property) Details of your employment which may include income if you have been off work JMK Solicitors specialise in Personal Injury and Road Traffic / Car Accident claims and every case is different. We have processed over thirty thousand accident cases since 2003 and we are Northern Ireland’s Number 1 Personal Injury Solicitors. We may need to obtain expert evidence before providing advice on the value of your case. If you’d like an idea of how much you might be able to claim, speak to the road traffic accident experts at JMK Solicitors to arrange a free consultation and we will give you our honest and expert opinion.

How long will it take to bring my case to a conclusion?

Every case is different and various factors will determine how quickly we can bring your case to a conclusion, such as if fault for your accident is disputed and if court proceedings are necessary to resolve the issues in your case. However, in a case which does not involve a claim for injury then we will aim to have your losses recovered and your case concluded within six months. For cases involving personal injury, the nature and complexity of the injury will dictate how long a case takes. We aim to have the majority of our injury cases concluded within twelve to eighteen months. However, it can be in your best interests to prolong the conclusion of your case to ensure that a full and complete picture of your symptoms and prognosis is obtained, especially in cases involving worsening or ongoing medical conditions. This will enable us to ensure that you are fully and properly compensated for your injury, pain and suffering.

Will I have to go to court?

We at JMK Solicitors will work to get the best possible outcome for your case. At times it can be best to settle your case with your employer/previous employer or their insurers which would not require you to go to court. However, there are times especially in the most serious injury cases when it’s in the best interest of you the client to proceed to court in order to get the best possible compensation award. We will advise you on the best course of action at the time.

Psychological Support & CBT After a Car Accident

Psychological Injury After a Car Accident or Accident

Being involved in a car accident or sustaining a personal injury in Northern Ireland can affect far more than your physical health. Many people experience anxiety, trauma symptoms, low mood, sleep problems, or a loss of confidence after a road traffic collision or other personal injury.

These psychological injuries are common, and they are recognised as part of a personal injury claim. However, emotional distress can make day‑to‑day life, returning to normal routines, and navigating the claims process feel overwhelming without the right support.

At JMK Solicitors, we know that psychological wellbeing is a crucial part of the recovery journey. One of the most effective treatments for trauma‑related symptoms after an accident is Cognitive Behavioural Therapy (CBT).

Common Psychological Symptoms After a Car Accident

After a road traffic accident or serious injury, people may experience:

Anxiety or panic attacks
Trauma‑related symptoms or PTSD
Low mood or depression
Difficulty sleeping or nightmares
Loss of confidence, particularly when driving or travelling
Avoidance of everyday activities

These symptoms can develop even when physical injuries appear minor and they may worsen over time if left unsupported.

What Is CBT Therapy and How Does It Help After an Accident?

Cognitive Behavioural Therapy (CBT) is an evidence‑based talking therapy that helps people understand how their thoughts, feelings, and behaviours interact. It is widely used to treat:

Anxiety and panic
Trauma‑related symptoms
Depression
Stress
Sleep difficulties
Confidence issues after an accident

CBT is structured, practical, and focused on helping individuals regain control of their lives following a traumatic event.

Why CBT Is Commonly Recommended After Car Accidents and Personal Injuries

Reducing Trauma and Anxiety

After a collision or serious injury, it’s common to experience intrusive memories, fear, or hypervigilance. CBT helps people reframe unhelpful thoughts and reduce the emotional impact of trauma.

Rebuilding Confidence After an Accident

Many clients avoid driving, travelling, or returning to normal routines. CBT uses gradual exposure techniques to help individuals regain confidence safely and at their own pace.

Supporting Pain Management

Chronic and ongoing pain can affect mood, sleep, and motivation. CBT teaches coping strategies that help people manage the emotional impact of pain and maintain healthier routines.

Improving Overall Wellbeing During a Claim

The claims process can feel stressful and uncertain. CBT provides practical tools to manage worry, uncertainty, emotional strain and frustration, helping clients stay focused on recovery.

CBT Therapy and the Personal Injury Claims Process

Under rehabilitation guidelines, solicitors are encouraged to consider early psychological support where appropriate. CBT is often recommended because it is:

Evidence‑based and widely recognised
Time‑limited, usually 6–12 sessions
Focused on practical recovery
Effective for trauma, anxiety, and stress after accidents

Therapists may also provide clear documentation of psychological symptoms, which can support aspects of a personal injury claim where relevant.

An experienced personal injury solicitor can ensure that psychological injuries are properly recognised, that appropriate rehabilitation is considered, and that the full impact of an accident is not overlooked.

How CBT Fits Into a Holistic Recovery Plan

At JMK Solicitors, we work to ensure clients receive the right support at the right time. While we focus on securing the best possible legal outcome, therapies like CBT can help clients:

Regain independence
Improve emotional resilience
Reduce accident‑related anxiety
Move forward with confidence

Speak to Northern Ireland’s Leading Car Accident and Personal Injury Solicitors

CBT can be a powerful tool for anyone struggling with the psychological impact of a car accident or personal injury.

If you’ve been involved in a road traffic accident or accident in Northern Ireland and are experiencing anxiety, trauma, or emotional distress, our team is here to help.

Contact JMK Solicitors today for clear, confidential advice on:

Car accident claims
Road traffic claims
Psychological injury compensation
Accessing rehabilitation and support

Northern Ireland’s number 1 car accident and personal injury solicitors can help you.

Established over 20 years and ranking as NI’s Number 1 Personal Injury Solicitors for over a decade, JMK Solicitors assist clients all over Northern Ireland. If you have suffered a personal injury, been in a car accident, or had an accident at work, contact our team for a free consultation.

Call us today on 028 9032 0222 or email us law@jmksolicitors.com